What Are the Real Closing Costs When Selling a Home in Maple Valley, Washington?

Thinking about selling your home in Maple Valley? One of the most common questions we get at Williams Ave. Real Estate is:
“How much will it actually cost me to sell my home?”

While most sellers focus on their potential profit, understanding your closing costs is just as important for avoiding surprises and making confident financial decisions.

In this post, we’ll break down the typical closing costs for home sellers in Maple Valley and the surrounding Seattle area, so you know what to expect—and how to plan ahead.

💸 What Are Closing Costs?

Closing costs are the fees and expenses paid at the end of a real estate transaction—at the “closing” of your home sale. In Washington State, sellers typically pay 6%–8% of the home's sale price in total closing costs.

Let’s look at what that includes.

📋 Typical Seller Closing Costs in Maple Valley

1. Real Estate Commission

This is often the largest cost for sellers. In Washington, the total commission is usually around 5%–6% of the sale price, split between the listing agent (representing the seller) and the buyer’s agent.

At Williams Ave. Real Estate, we’re always transparent about commission rates—and we focus on delivering massive value to maximize your return.

2. Title and Escrow Fees

Expect to pay title insurance premiums, escrow service fees, and recording fees, which typically range from $1,500 to $3,000, depending on the home's price and title company.

3. Excise Tax (Real Estate Transfer Tax)

In Washington State, sellers are responsible for paying the real estate excise tax (REET). As of 2025, the REET rate is:

• 1.1% to 3% depending on the price of the home

• Most Maple Valley homes fall in the 1.1%–1.28% range

✅ Note: This is a seller-only tax in WA. Always check current rates or ask your escrow company to confirm exact numbers.

4. Pro-Rated Property Taxes

You’ll pay property taxes up to the date of closing. These are often pro-rated, meaning you only pay for the portion of the year you lived in the home.

5. HOA Transfer Fees (if applicable)

If your Maple Valley home is part of a homeowners’ association, you may owe HOA document and transfer fees, which typically run from $200 to $500.

6. Repairs or Buyer Credits (Negotiated)

Depending on inspection results, you may agree to complete repairs or offer the buyer a closing credit. These aren’t fixed costs but can impact your bottom line.

7. Attorney Fees (optional)

Not required in Washington, but some sellers choose to have an attorney review documents. Fees vary widely.

🏘️ Example: Closing Cost Breakdown on a $700,000 Maple Valley Home

These are estimated figures. Your actual costs may vary depending on your home, timing, and negotiations.

🤔 Can You Reduce Closing Costs?

Yes, in some cases! Here are a few strategies:

• Negotiate commissions (within ethical guidelines)

• Shop escrow/title companies for competitive fees

• Handle minor repairs yourself before listing

• Work with a hyperlocal agent who can guide you through every dollar

✅ Final Thoughts from Cory Williams

Selling your home in Maple Valley doesn’t have to be overwhelming—especially when you understand the costs upfront. At Williams Ave. Real Estate, we believe in educating and empowering our sellers to make smart, confident moves in today’s market.

Whether you’re planning to sell this month or simply exploring your options, we’re here to help you break it all down—without pressure and without surprises.

📞 Want a personalized net sheet with your home’s estimated proceeds?
Reach out to Cory Williams and the team at Williams Ave. Real Estate today.

⚠️ Disclaimer:

This blog is for informational purposes only and does not constitute legal, financial, or tax advice. Please consult a qualified attorney, tax professional, or financial advisor for guidance specific to your situation.